WECU CD Rates: 4.95% APY 6-Month High-Yield CD (Nationwide) (2024)

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Find the latest WECU CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates from WECU.

Best CD Rates: 4.95% APY 6-Month High-Yield CD($1 min, No max)

Availability: Nationwide

About WECU

WECU is a credit union based in Bellingham, Washington. Founded in 1936 as Bellingham Teachers Credit Union, WECU provides contemporary banking products and services to more than 150,000 individuals and businesses. Over the years, WECU has grown to become one of the best credit unions in Washington, according to Forbes.

As a credit union, WECU is a not-for-profit organization that is owned by its members. That means that profits can be given back to members in the form of financial services at competitive rates. They are also devoted to giving back to the community through education grants, community builder grants, and scholarships.

When you choose WECU, you choose a credit union that not only serves its members but serves its community as well.

WECU CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With as little as $1, you can invest in a WECU CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals.

If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates.

• Availability: Nationwide, Online
• Minimum deposit: $1
• Maximum deposit: None listed
• Early withdrawal penalty: None, absolutely no penalty at all! Withdrawals may be made 7 days after opening.

Think of a no-penalty CD as a better version than a traditional certificate of deposit. Like its name suggests, a no-penalty CD does not impose early withdrawal penalties if you need to tap your savings before the term is complete.

No-penalty CDs aka liquid CDs, offers considerable liquidity by allowing you access to your deposited funds at anytime, with no penalty!

While no-penalty CDs typically offer lower rates than fixed-term CDs, they still provide a higher rate than most regular savings accounts.

If you do need to break up your no-penalty CD before the term is over, you’ll have to take out its full value.You also cannot make incremental, top-up deposits after the first purchase.

WECU CD Features

• Federally insured by NCUA. No fees. $1 minimum to open.
• 24/7 online access to funds.
• A not-for-profit credit union that gives back to their communities through education and community grants.

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs.

Take advantage of a low required minimum balance of just $1.

For example accounts like Certificate of Deposits, Savings Accounts, and Loan services.

The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates | Business Bank Rates.

This is a great opportunity to invest in a high-interest CD from WECU.

However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest WECU Bank CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.